Ghost Protocol, the fourth movie in the popular Mission impossible series, involves hacking, password decoding, cryptocracy and network hijacking action for thriller and SciFi fans.
Like bubbles rising to the top of a newly uncorked bottle of champagne the cost of living adjustment (COLA) for 2021 retirement benefits will climb by 1.3%, according to the Social Security Administration. However, this is below the average COLA of 1.5% for Social Security benefits over the last decade so think of it more like a warm can of soda. It is important to note that this average includes years in which there was no COLA increase and another that was limited to just 0.3%. In contrast, the 2000’s decade had a higher average cost of living adjustment of 2.7%, despite also having no COLA increase in 2009.
After spending most of your adult time working, you have decided to retire. Congratulations! Retirement is an exciting time but is accompanied by the termination of one steady benefit—a regular paycheck. Your living expenses were covered by that fixed and constant income, but now you are on your own.