We explore several key topics that can have a lasting impact on your retirement strategy—from making the most of Health Savings Accounts (HSAs) and navigating Medicare enrollment to understanding how IRMAA surcharges can affect your Medicare premiums and planning for the potential costs of long-term care.

Most economists are economical about ideas – they make the ones they learned in graduate school last a lifetime. -John Maynard Keynes

The economy’s foundation is sturdier than many expected, but the sources of strength differ from prior cycles. AI investment is real, yet the ultimate productivity payoff remains uncertain. Corporate earnings are strong, but expectations are elevated.

"The luckiest day in my life is the day I was born in the United States." - Warren E. Buffett

Families with eligible children can now begin the enrollment process and position themselves to receive the $1,000 federal contribution.

It is in booms that the seeds of busts are created, and the heroes of one era can be the villains of the next. – Floyd Norris

Congratulations to Jim and Monica on being recognized by Forbes and Shook Research as Best-In-State Wealth Advisors for 2026.

"Far more money has been lost by investors in preparing for a correction, or anticipating corrections, than has been lost in the corrections themselves." - Peter Lynch

Geopolitical developments played a central role in shaping market performance and investor sentiment.